How to Contact a Credit Bureau

   

There may be times why you may need to contact one — or all three — of the nation's major credit bureaus. There are three easy ways to do that:

  1. Through the Internet
  2. By telephone (toll-free)
  3. By regular mail

Most businesses usually report to only one of the three major credit bureaus, so it's usually a good idea to contact all three with your requests. (If you're placing a freeze on your credit files after an identity theft incident, you only need to contact one bureau. That bureau is obligated to contact the other two.)

Here's the contact information for each — online, by phone and through regular mail:

1. TransUnion

Website: www.transunion.com (click here to go directly to the TransUnion contact page)

Phone: 800-888-4213

Address: Customer Disclosure Center, TransUnion Consumer Relations, PO Box 2000, Chester, PA 19022

2. Experian

Website: www.experian.com (click here to go directly to the Experian contact page)

Phone: 888-397-3742

Address: National Consumer Assistance Center (NCAC), PO Box 9556, Allen TX 75013

3. Equifax

Website: www.equifax.com (click here to go directly to the Equifax contact page)

Phone: 800-685-1111

Address: Equifax Credit Information Services, Inc., PO Box 740256, Atlanta, GA 30374

Keep this contact information in an easy-to-find place. If and when you need to reach the credit bureaus, you'll have a quick reference sheet standing by.

Download the How to Contact a Credit Bureau how-to guide.