How Do I Contact the Three Credit Bureaus?

By John L Fischer, Personal Finance Writer   

Contact the three major credit bureaus

Chances are you don't have the major credit bureaus on your speed dial. Still, today's "credit rules" often require that you contact one — and sometimes all three — of them for various reasons, including:

1. Disputing information on your credit report
2. Getting help with fraud assistance
3. Getting a copy of your credit report

The good news is that getting in touch with each bureau has never been easier. And you can contact the credit bureaus in one of three different ways:

  1. Through the Internet
  2. By telephone (toll-free)
  3. By mail

No matter how you choose to contact them, each credit bureau is legally required to respond to your question or problem within 30 days if you're disputing information on your credit report.

Here's the contact information for each:

  1. TransUnion
    Website: www.transunion.com (contact page: http://www.transunion.com/corporate/aboutUs/contactUs.page)
    Phone: 800-888-4213
    Address: Customer Disclosure Center
    TransUnion Consumer Relations
    P.O. Box 2000
    Chester, PA 19022
  2. Experian
    Website: www.experian.com (contact page: http://www.experian.com/customer_service/mail.html)
    Phone: 888-397-3742
    Address: National Consumer Assistance Center (NCAC)
    P.O. Box 9556
    Allen TX 75013
  3. Equifax
    Website: www.equifax.com (contact page: http://www.equifax.com/contact_us/en_us)
    Phone: 800-685-1111
    Address: Equifax Credit Information Services, Inc.
    P.O. Box 740241
    Atlanta, GA 30374

Keep this contact information in an easy-to-find place. If and when you need to contact the credit bureaus, you'll have a quick reference sheet standing by.