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    <title>CreditFYI Café Podcast</title>    
    <link>http://www.creditfyi.com/Credit-Library/Podcasts.htm</link>    
    <language>en-us</language>    
    <copyright>CreditFYI</copyright>  
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      <title>CreditFYI Café Podcast</title>
      <link>http://www.creditfyi.com/Credit-Library/Podcasts.htm</link>
    </image> 
    <description><![CDATA[These days, your credit and ID theft awareness are more important than ever. That's why you need an edge — a way of getting credit tips and ID theft prevention ideas quickly and easily. Look no further; the edge you need is right here in the CreditFYI Café. Listen to and learn from a handpicked panel of industry experts, discussing topics you want and need to know. Thinking of buying a new car? Wondering how many credit cards you should consider carrying? Concerned about your credit score?]]></description>   
      
    <itunes:subtitle/>   
    <itunes:author>CreditFYI</itunes:author>    
    <itunes:summary>These days, your credit and ID theft awareness are more important than ever. That&apos;s why you need an edge — a way of getting credit tips and ID theft prevention ideas quickly and easily. Look no further; the edge you need is right here in the CreditFYI Café. Listen to and learn from a handpicked panel of industry experts, discussing topics you want and need to know. Thinking of buying a new car? Wondering how many credit cards you should consider carrying? Concerned about your credit score?</itunes:summary>
    <itunes:keywords></itunes:keywords>
    <itunes:owner>      
      <itunes:name>CreditFYI Café</itunes:name>      
      <itunes:email>creditfyicafe@creditfyi.com</itunes:email>      
    </itunes:owner>    
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    <itunes:category text="Business">      
      <itunes:category text="Investing"/>      
    </itunes:category>    
    <itunes:category text="News &amp; Politics"/>    
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    <item>      
      <title>What Will the Mortgage Market Look Like in 2009? - Paul Schott</title>   
      <description><![CDATA[If a consumer-oriented government bailout is passed and lending increases, what does that do for your chances of buying a new home in 2009?]]></description>   
      <link>http://www.creditfyi.com/Credit-Library/Podcasts/creditfyicafe-9.htm</link>
      <itunes:author>CreditFYI</itunes:author>      
      <itunes:subtitle>If a consumer-oriented government bailout is passed and lending increases, what does that do for your chances of buying a new home in 2009?</itunes:subtitle>      
      <itunes:summary>If a consumer-oriented government bailout is passed and lending increases, what does that do for your chances of buying a new home in 2009?</itunes:summary>
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      <guid>http://vertrue.edgeboss.net/download/vertrue/creditfyi/creditfyicafe/what_will_the_mortgage_market_look_like_in_2009__-_paul_schott.mp3</guid>      
      <pubDate>Wed, 17 Dec 2008 10:37:00 EST</pubDate>      
      <itunes:duration>10:59</itunes:duration>     
      <itunes:keywords></itunes:keywords>      
    </item>

    <item>      
      <title>How to Maintain Customer Relationships During a Recession - Bob LeRose</title>   
      <description><![CDATA[Learn how one small Westport, CT-based restaurateur manages customer relationships in a very tough economy.]]></description>   
      <link>http://www.creditfyi.com/Credit-Library/Podcasts/creditfyicafe-8.htm</link>
      <itunes:author>CreditFYI</itunes:author>      
      <itunes:subtitle>Learn how one small Westport, CT-based restaurateur manages customer relationships in a very tough economy.</itunes:subtitle>      
      <itunes:summary>Learn how one small Westport, CT-based restaurateur manages customer relationships in a very tough economy.</itunes:summary>
      <enclosure url="http://vertrue.edgeboss.net/download/vertrue/creditfyi/creditfyicafe/how_to_maintain_customer_relationships_during_a_recession_-_bob_lerose.mp3" length="12337670" type="audio/mpeg"/>      
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http://vertrue.edgeboss.net/download/vertrue/creditfyi/creditfyicafe/how_to_maintain_customer_relationships_during_a_recession_-_bob_lerose.mp3</guid>      
      <pubDate>Tue, 02 Dec 2008 10:04:00 EST</pubDate>      
      <itunes:duration>12:51</itunes:duration>     
      <itunes:keywords></itunes:keywords>      
    </item>  

    <item>      
      <title>What Drives Auto Buys, Loans in a Recession? - Mike Sheridan</title>   
      <description><![CDATA[Mike Sheridan, President of Alamo, CA-based Global Debt Network Incorporated — an alternate loan source for car dealers and consumers alike — discusses the future of the auto industry. Sheridan covers everything from how car-buying habits have changed, the virtues of purchasing used cars, and why the government should consider giving aid to now-struggling auto powerhouses like General Motors and Ford.]]></description>   
      <link>http://www.creditfyi.com/Credit-Library/Podcasts/creditfyicafe-7.htm</link>
      <itunes:author>CreditFYI</itunes:author>      
      <itunes:subtitle>Mike Sheridan, President of Alamo, CA-based Global Debt Network Incorporated, gives you a state of the union on the auto industry. Topics include the virtues of buying a used car and the fate of overall auto financing.</itunes:subtitle>      
      <itunes:summary>Mike Sheridan, President of Alamo, CA-based Global Debt Network Incorporated — an alternate loan source for car dealers and consumers alike — discusses the future of the auto industry. Sheridan covers everything from how car-buying habits have changed, the virtues of purchasing used cars, and why the government should consider giving aid to now-struggling auto powerhouses like General Motors and Ford.</itunes:summary>
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      <guid>http://vertrue.edgeboss.net/download/vertrue/creditfyi/creditfyicafe/what_drives_auto_buys__loans_in_a_recession__-_mike_sheridan.mp3</guid>      
      <pubDate>Wed, 19 Nov 2008 09:36:00 EST</pubDate>      
      <itunes:duration>22:15</itunes:duration>     
      <itunes:keywords></itunes:keywords>      
    </item>      

    <item>      
      <title>What Will the Federal Bailout Mean to Home Mortgages? - Burt Hoffman</title>   
      <description><![CDATA[Stamford, CT-based attorney-at-law, Burt Hoffman, gives his take on what the federal bailout means to consumers. Topics discussed range from the continuing importance of your credit score to an overall analysis of foreclosure problems.]]></description>   
      <link>http://www.creditfyi.com/Credit-Library/Podcasts/creditfyicafe-6.htm</link>
      <itunes:author>CreditFYI</itunes:author>      
      <itunes:subtitle>Stamford, CT-based attorney-at-law, Burt Hoffman, gives his take on what the federal bailout means to consumers. Topics discussed range from the continuing importance of your credit score to an overall analysis of foreclosure problems.</itunes:subtitle>      
      <itunes:summary>Stamford, CT-based attorney-at-law, Burt Hoffman, gives his take on what the federal bailout means to consumers. Topics discussed range from the continuing importance of your credit score to an overall analysis of foreclosure problems.</itunes:summary>
      <enclosure url="http://vertrue.edgeboss.net/download/vertrue/creditfyi/creditfyicafe/what_will_the_federal_bailout_mean_to_home_mortgages__-_burt_hoffman.mp3" length="10102610" type="audio/mpeg"/>      
      <guid>http://vertrue.edgeboss.net/download/vertrue/creditfyi/creditfyicafe/what_will_the_federal_bailout_mean_to_home_mortgages__-_burt_hoffman.mp3</guid>      
      <pubDate>Thu, 13 Nov 2008 14:26:00 EST</pubDate>      
      <itunes:duration>11:07</itunes:duration>     
      <itunes:keywords></itunes:keywords>      
    </item>   
    
    <item>      
      <title>What's the State of the Union on Mortgage Matters Right Now? - Tim Sickinger</title>   
      <description><![CDATA[Unraveling the mortgage mess with Tim Sickinger: What's in store for home buyers?]]></description>   
      <link>http://www.creditfyi.com/Credit-Library/Podcasts/creditfyicafe-5.htm</link>
      <itunes:author>CreditFYI</itunes:author>      
      <itunes:subtitle>Unraveling the mortgage mess with Tim Sickinger: What's in store for home buyers?</itunes:subtitle>      
      <itunes:summary>Unraveling the mortgage mess with Tim Sickinger: What's in store for home buyers?</itunes:summary>
      <enclosure url="http://vertrue.edgeboss.net/download/vertrue/creditfyi/creditfyicafe/whats_the_state_of_the_union_on_mortgage_matters_right_now__-_tim_sickinger.mp3" length="6887552" type="audio/mpeg"/>      
      <guid>http://vertrue.edgeboss.net/download/vertrue/creditfyi/creditfyicafe/whats_the_state_of_the_union_on_mortgage_matters_right_now__-_tim_sickinger.mp3</guid>      
      <pubDate>Tue, 4 Nov 2008 13:33:00 EST</pubDate>      
      <itunes:duration>7:10</itunes:duration>     
      <itunes:keywords></itunes:keywords>      
    </item>   
    
    <item>      
      <title>Fannie Mae &amp; Freddie Mac: How Do Changes to Each Affect Your Mortgage? - Tim Sickinger</title> 
      <description><![CDATA[Some easy-to-grasp details from mortgage expert, Tim Sickinger — what recent activity in both government entities Fannie Mae &amp; Freddie Mac could mean to your home mortgage — today and in the future.]]></description>     
      <link>http://www.creditfyi.com/Credit-Library/Podcasts/creditfyicafe-4.htm</link>
      <itunes:author>CreditFYI</itunes:author>      
      <itunes:subtitle>Some easy-to-grasp details from mortgage expert, Tim Sickinger — what recent activity in both government entities Fannie Mae &amp; Freddie Mac could mean to your home mortgage — today and in the future.</itunes:subtitle>      
      <itunes:summary>Some easy-to-grasp details from mortgage expert, Tim Sickinger — what recent activity in both government entities Fannie Mae &amp; Freddie Mac could mean to your home mortgage — today and in the future.</itunes:summary>
      <enclosure url="http://vertrue.edgeboss.net/download/vertrue/creditfyi/creditfyicafe/fannie_mae_and_freddie_mac__how_do_changes_to_each_affect_your_mortgage__-_tim_sickinger.mp3" length="7179967" type="audio/mpeg"/>      
      <guid>http://vertrue.edgeboss.net/download/vertrue/creditfyi/creditfyicafe/fannie_mae_and_freddie_mac__how_do_changes_to_each_affect_your_mortgage__-_tim_sickinger.mp3</guid>      
      <pubDate>Thu, 23 Oct 2008 10:02:00 EST</pubDate>      
      <itunes:duration>7:28</itunes:duration>     
      <itunes:keywords></itunes:keywords>      
    </item>  

    <item>      
      <title>ID Theft State of the Union - Brian Koerner</title>      
      <description><![CDATA[An interactive discussion with accredited identity theft expert, Brian Koerner. Topics focus on the "real deal" regarding identity theft: Mr. Koerner suggests that while overall ID theft problems have improved in recent years, he urges consumers to continue educating themselves; ID theft situations still cause plenty of financial and personal difficulty for millions of people annually.]]></description>
      <link>http://www.creditfyi.com/Credit-Library/Podcasts/creditfyicafe-3.htm</link>
      <itunes:author>CreditFYI</itunes:author>      
      <itunes:subtitle>An interactive discussion with accredited identity theft expert, Brian Koerner. Mr. Koerner reminds listeners that ID theft situations still cause plenty of financial and personal difficulty for millions of people annually.</itunes:subtitle>      
      <itunes:summary>An interactive discussion with accredited identity theft expert, Brian Koerner.Topics focus on the "real deal" regarding identity theft: Mr. Koerner suggests that while overall ID theft problems have improved in recent years, he urges consumers to continue educating themselves; ID theft situations still cause plenty of financial and personal difficulty for millions of people annually.</itunes:summary>
      <enclosure url="http://vertrue.edgeboss.net/download/vertrue/creditfyi/creditfyicafe/id_theft_state_of_the_union_-_brian_koerner.mp3" length="8799733" type="audio/mpeg"/>      
      <guid>http://vertrue.edgeboss.net/download/vertrue/creditfyi/creditfyicafe/id_theft_state_of_the_union_-_brian_koerner.mp3</guid>      
      <pubDate>Tue, 14 Oct 2008 15:02:00 EST</pubDate>      
      <itunes:duration>9:09</itunes:duration>     
      <itunes:keywords></itunes:keywords>      
    </item> 
    
    <item>      
      <title>Choosing a Credit Card - Michelle Pastor</title>      
      <description><![CDATA[An informative discussion with accredited financial counselor, Michelle Pastor. Topics discussed include main factors in choosing credit cards, how many credit cards is too many and tips and tricks on how to keep your credit card expenditures within your budget.]]></description>
      <link>http://www.creditfyi.com/Credit-Library/Podcasts/creditfyicafe-2.htm</link>
      <itunes:author>CreditFYI</itunes:author>      
      <itunes:subtitle>An informative discussion with accredited financial counselor, Michelle Pastor. Topics include developing sound credit card habits, while keeping your monthly budget intact.</itunes:subtitle>      
      <itunes:summary>An informative discussion with accredited financial counselor, Michelle Pastor.Topics discussed include main factors in choosing credit cards, how many credit cards is too many and tips and tricks on how to keep your credit card expenditures within your budget.</itunes:summary>
      <enclosure url="http://vertrue.edgeboss.net/download/vertrue/creditfyi/creditfyicafe/choosing_a_credit_card_-_michelle_pastor.mp3" length="6977877" type="audio/mpeg"/>      
      <guid>http://vertrue.edgeboss.net/download/vertrue/creditfyi/creditfyicafe/choosing_a_credit_card_-_michelle_pastor.mp3</guid>      
      <pubDate>Tue, 30 Sep 2008 11:45:00 EST</pubDate>      
      <itunes:duration>7:16</itunes:duration>     
      <itunes:keywords></itunes:keywords>      
    </item> 
        
    <item>      
      <title>Lowering Your Credit Card Interest Rates - Tom Fragala</title>      
      <description><![CDATA[A discussion with credit and identity security expert, Tom Fragala, on lowering interest rates on your credit cards. Can a simple phone call save you money?]]></description>
      <link>http://www.creditfyi.com/Credit-Library/Podcasts/creditfyicafe-1.htm</link>
      <itunes:author>CreditFYI</itunes:author>      
      <itunes:subtitle>A discussion with credit and identity security expert, Tom Fragala, on lowering interest rates on your credit cards. Can a simple phone call save you money?</itunes:subtitle>      
      <itunes:summary>A discussion with credit and identity security expert, Tom Fragala, on lowering interest rates on your credit cards. Can a simple phone call save you money?</itunes:summary>
      <enclosure url="http://vertrue.edgeboss.net/download/vertrue/creditfyi/creditfyicafe/lowering_your_credit_card_interest_rates_-_tom_fragala.mp3" length="7221885" type="audio/mpeg"/>      
      <guid>http://vertrue.edgeboss.net/download/vertrue/creditfyi/creditfyicafe/lowering_your_credit_card_interest_rates_-_tom_fragala.mp3</guid>      
      <pubDate>Tue, 16 Sep 2008 11:37:00 EST</pubDate>      
      <itunes:duration>7:31</itunes:duration>     
      <itunes:keywords></itunes:keywords>      
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