In today’s sluggish economy, auto repossessions have become an increasingly common phenomenon.  And while unemployment figures continue to rise, a job layoff isn’t the only event that can lead to missed car payments — even in a thriving economy, personal circumstances such as divorce or a medical crisis can put pressure on your household budget. … Read more

Debit cards are a great alternative to credit cards, especially for those who have been less than lucky securing a major credit card. But shopping with debit cards — particularly online — can have its dangers. If someone steals your debit card number, your entire checking account is exposed. Within minutes, identity thieves can drain … Read more

The grief of losing a child is unbearable enough, but as one New York couple found, keeping their dead son’s creditor’s at bay is ever more burdensome. According to this report on FoxNews.com, Roco and Laurie Crimeni are forced to relive the same pain they felt burying their 27-year-old son Vincent — who collapsed and … Read more

Building a solid credit history is something everyone should do because good credit makes it easier to get the most competitive interest rates on mortgages, car loans and other financing. But for those who have newly arrived from other countries with no U.S.-based credit history, just getting the electricity turned on in your new home … Read more